DoorDash/Grubhub Food Delivery Accidents

Commonly Used Food Delivery Apps & Accidents

There are a variety of food delivery apps people use to order meals, all of which have their insurance policies that differ in the amount of coverage they provide for damages that may come from accidents.

Some of the most popular apps include:

• DoorDash
• Grubhub
• Uber Eats
• Postmates
• Caviar
• Instacart

Ranking as the most popular food delivery app, DoorDash is connected to more than 310,000 restaurants in 4,000 cities worldwide, 80% of which are located in the United States. Grubhub boasts impressive numbers as well, as customers make over 400,000 orders per day on the app.

While car accidents involving food delivery vehicles can be caused by a wide variety of factors, drivers for food delivery companies are more likely to drive recklessly because of their incentive to make more money. Drivers are typically paid by the deliveries they make and not by the hour, which means they’re more likely to want to make as many deliveries as possible with the time they have.

As a result, drivers are more likely to:

• Neglect right-of-way laws
• Speed
• Change lanes quickly and without signaling or checking blind spots
• Make deliveries while fatigued
• Make deliveries while distracted (texting, talking on the phone, looking up the delivery address, and more)

However, food delivery drivers can also be involved in accidents that aren’t their fault.

Who Can Be Held Liable for Damages?

If you were injured by a food delivery driver and believe them to be negligent, or you’re a food delivery driver injured by another party, determining who is responsible for compensating you for your injuries is complicated. In some cases, liability is determined by the food delivery company the driver works for.

According to DoorDash’s website, for instance, the company provides their drivers with $1 million excess auto insurance, but only for bodily injury or property damage caused to third parties. DoorDash requires all drivers to carry personal auto insurance to serve as the primary coverage in the event of an accident. This means that the company’s insurance only kicks in after the driver exhausts their own insurance, and only if the accident occurred while the driver was on an “active delivery.” Postmates has the same policy.

Grubhub, on the other hand, requires drivers to have car insurance and doesn’t provide them with any commercial auto insurance at all.

All of this means that in many cases, whether you were injured by a food delivery driver or you’re a food delivery driver injured by another vehicle, the food delivery company will most likely not be responsible for paying damages. But because these cases are all unique, it’s important to call a food delivery attorney who can investigate your accident and make the ultimate determination as to who can be held at-fault for your expenses.

How We Can Help

Our attorneys have years of experience helping victims of auto accidents and understand that you may be facing bills and expenses that you aren’t prepared to pay for. As if it wasn’t enough to be in debt from your mounting medical bills that include costs of surgeries, medications, and hospital stays, you may also be missing out on wages from having to take time off work to recuperate. If your vehicle was damaged, you may also have to pay for repairs or replacements. We can help you calculate your expenses and pursue the full amount of compensation you deserve – you shouldn’t have to pay when another party is responsible for your pain and suffering.