In general, the answer to this question is yes. However, there are several different requirements that must be met in order to access and obtain compensation from an Uber Eats car accident if you are a driver. As a driver, you will need to have your own personal insurance in place or you may not be able to obtain any additional coverage through Uber in the case of an accident.
Uber has made it clear that their policy is only for specific circumstances and can be used when the personal insurance policy has exceeded its limits. This might sound like a complicated process, and you would be right. This is why you will need a Philadelphia Uber Eats accident attorney fighting for your rights.
The driver is online and waiting for a request
One unique policy of Uber is that they offer liability insurance for drivers who are logged into the app but have not yet accepted a request. If you are available but not engaged in an active delivery policy limits are up to $25,000 in property damage and anywhere between $50,000 and $100,000 per accident per driver.
The driver has accepted a request
If you are currently making a delivery, the definition of delivery begins from the movement you accept the request until the movement the food is delivered or the order has been canceled, limits are different. In these cases, Uber offers up to $1,000,000 in liability insurance for drivers and some third parties.
Common injuries from a car accident
You can be injured in any number of ways after an accident. The most common injuries that our Philadelphia Uber Eats accident attorney have seen stemming from these accidents include:
- Knee injuries
- Spinal cord injuries
- Disfigurement
- Whiplash
- Traumatic brain injuries
- Broken bones
- Fractures
- Herniated discs
In some accidents, the victims do not survive and the family will need to ensure that the liable party is held responsible for their death.
Damages from an Uber Accident
The first step in obtaining compensation for your damages after an accident as an Uber Eats driver is to determine the liable party. This is a very difficult process since liability in these cases involves several different parties. Uber Eats is only held liable if a driver is currently on an active delivery, has their own insurance, and has exhausted their own insurance limits.
While this is the current standing, laws and policies for these companies are constantly evolving and changing. It is important to have a Philadelphia Uber Eats accident attorney that understands these complex topics and is able to obtain compensation for the following damages:
- Property damage
- Medical expenses related to the accident
- Hospital bills
- Out of pocket expenses
- Pain and suffering
- Survivors benefits
Depending on the circumstances, your case may be resolved in a few months while in others it can take over a year. The factors that will determine how long your case will take include:
- Your injuries and recovery expectations
- How many parties were involved
- The amount of your claim
- Negotiations
Another key component in getting your case resolved in a timely manner is having an experienced Philadelphia Uber Eats accident attorney.
Contacting a Philadelphia Uber Eats Accident Attorney
Regardless of the at-fault party in your car accident, you will need to speak with a Philadelphia Uber Eats accident attorney. While this is a difficult time, rest assured that you have the diligent and dedicated team at Kwartler Manus LLC on your side. Contact us today for an initial consultation today.